:root{
  --bg:#f7f3ea;--ink:#18201f;--muted:#66706c;--card:#fffaf0;--line:#ded4c2;
  --green:#0f7b62;--lime:#b8f26a;--blue:#1746ff;--coral:#ff6b4a;--shadow:0 22px 70px rgba(35,28,15,.13);
}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Arial,sans-serif;background:radial-gradient(circle at 15% 0%,#e6ffe5 0 18%,transparent 34%),radial-gradient(circle at 95% 10%,#dfe9ff 0 16%,transparent 32%),var(--bg);color:var(--ink);line-height:1.6}a{color:inherit;text-decoration:none}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.top{position:sticky;top:0;z-index:5;background:rgba(247,243,234,.78);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}.nav{height:72px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;gap:12px;align-items:center;font-weight:900;letter-spacing:-.04em}.mark{width:38px;height:38px;border-radius:14px;background:conic-gradient(from 220deg,var(--green),var(--lime),var(--blue),var(--green));box-shadow:0 10px 30px rgba(15,123,98,.28)}.links{display:flex;gap:20px;color:#34423d;font-weight:700;font-size:14px}.btn{display:inline-flex;align-items:center;gap:9px;padding:13px 18px;border-radius:999px;background:var(--ink);color:white;font-weight:800;box-shadow:var(--shadow)}.btn.alt{background:white;color:var(--ink);border:1px solid var(--line);box-shadow:none}.hero{padding:82px 0 58px}.grid{display:grid;grid-template-columns:1.08fr .92fr;gap:34px;align-items:center}.eyebrow{display:inline-flex;border:1px solid var(--line);background:rgba(255,255,255,.65);padding:8px 12px;border-radius:999px;color:var(--green);font-weight:900;font-size:13px}.hero h1{font-size:clamp(44px,7vw,86px);line-height:.92;margin:20px 0 22px;letter-spacing:-.075em}.lead{font-size:20px;color:#4f5d58;max-width:680px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.rate-card{position:relative;background:linear-gradient(145deg,#10221d,#09372d 52%,#1030a8);color:white;border-radius:34px;padding:32px;box-shadow:var(--shadow);overflow:hidden;min-height:470px}.rate-card:before{content:"";position:absolute;inset:-90px -40px auto auto;width:260px;height:260px;background:var(--lime);filter:blur(20px);opacity:.75;border-radius:50%}.rate-card>*{position:relative}.num{font-size:92px;font-weight:950;letter-spacing:-.09em;line-height:.8}.num span{font-size:38px}.small{color:rgba(255,255,255,.72)}.meter{margin:34px 0;background:rgba(255,255,255,.14);height:16px;border-radius:99px;overflow:hidden}.meter i{display:block;width:69%;height:100%;background:linear-gradient(90deg,var(--lime),#fff)}.checks{display:grid;gap:10px}.checks div{padding:13px 14px;border-radius:18px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}.section{padding:54px 0}.section h2{font-size:clamp(30px,4vw,52px);line-height:1;letter-spacing:-.055em;margin:0 0 14px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:rgba(255,250,240,.86);border:1px solid var(--line);border-radius:28px;padding:24px;box-shadow:0 12px 40px rgba(41,31,11,.06)}.card h3{font-size:23px;line-height:1.08;margin:8px 0 10px;letter-spacing:-.03em}.tag{display:inline-flex;padding:6px 10px;border-radius:999px;background:#eaffd0;color:#225c34;font-weight:900;font-size:12px}.feature{display:grid;grid-template-columns:1fr 1fr;gap:20px}.panel{background:#18201f;color:white;border-radius:32px;padding:30px}.panel.light{background:#fffaf0;color:var(--ink);border:1px solid var(--line)}.list{display:grid;gap:12px;margin-top:20px}.item{display:flex;gap:12px;align-items:flex-start;padding:14px;border:1px solid rgba(255,255,255,.15);border-radius:18px;background:rgba(255,255,255,.06)}.light .item{border-color:var(--line);background:white}.dot{width:12px;height:12px;border-radius:50%;background:var(--lime);margin-top:7px;flex:0 0 auto}.article-hero{padding:62px 0 28px}.article{max-width:820px}.article h1{font-size:clamp(38px,6vw,70px);line-height:.95;letter-spacing:-.06em}.article p,.article li{font-size:18px;color:#485450}.article blockquote{border-left:5px solid var(--green);margin:24px 0;padding:12px 0 12px 20px;background:#fffaf0;border-radius:0 18px 18px 0}.footer{margin-top:56px;border-top:1px solid var(--line);padding:34px 0;color:#65716d;font-size:14px}.notice{padding:16px;border-radius:22px;background:#fff2d9;border:1px solid #f0cf98;color:#5c4218;font-weight:700}.table{width:100%;border-collapse:separate;border-spacing:0 10px}.table td{padding:15px;background:white;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.table td:first-child{border-left:1px solid var(--line);border-radius:16px 0 0 16px;font-weight:900}.table td:last-child{border-right:1px solid var(--line);border-radius:0 16px 16px 0;color:#55615d}@media(max-width:800px){.grid,.feature,.cards{grid-template-columns:1fr}.links{display:none}.num{font-size:72px}.hero{padding-top:48px}}